Before you drive home in your next SUV, you have a decision to make: should you go with a Subaru Forester lease or finance the vehicle with a loan? The right answer depends on factors like your budget and whether you want to have the option to drive a brand-new model in a few years. Come chat with the friendly experts at Subaru of Decatur to get the best package for your lifestyle.

Budgeting for a Subaru Forester Lease Versus a Loan

The upfront and monthly costs are key factors for many drivers choosing between a Subaru Forester lease and a loan. When you lease a vehicle, you’ll need to cover a few small upfront costs like a security deposit, the first month’s payment, and some taxes and fees. When you purchase a vehicle with a loan, you’ll need a large down payment, which is usually 10 to 20 percent of the sticker price, plus taxes and fees.

Also keep in mind that monthly lease payments tend to be lower than loan payments. That’s because leases are based on the vehicle’s estimated depreciation, whereas loan payments are calculated by the SUV’s value plus interest.

Other Factors to Consider

If you want to own your vehicle outright one day, you’ll want to finance with a loan. However, drivers who want to drive the latest and greatest models every two or three years should go with a Subaru Forester lease. Leasing still gives you the option of purchasing the SUV instead of turning it in for a new model, so you can keep your vehicle if you can’t part with it.

Explore Subaru Forester Lease and Loan Options in Decatur, GA

We’re here to help you get outstanding terms on a Subaru Forester lease or loan. Stop by our Decatur, GA, Subaru dealership to talk about your budget and goals. We’ll help you get the right model and the right package!